:root{
  --ink:#212a35; --navy:#16283f; --gold:#b3882f; --gold-soft:#f6efe0;
  --bg:#ffffff; --bg-alt:#f7f6f3; --line:#e5e2da; --muted:#5b6675;
}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Georgia,'Times New Roman',serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
h1,h2,h3{font-family:'Helvetica Neue',Arial,sans-serif;color:var(--navy);line-height:1.2;letter-spacing:-.01em}
a{color:var(--gold);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1040px;margin:0 auto;padding:0 24px}

header{background:var(--navy);position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0;flex-wrap:wrap;gap:10px}
.brand{font-family:'Helvetica Neue',Arial,sans-serif;font-weight:700;font-size:1.25rem;color:#fff;text-decoration:none;letter-spacing:.02em}
.brand span{color:#d9a93f}
nav.menu a{color:#e8e4da;margin-left:26px;font-family:'Helvetica Neue',Arial,sans-serif;font-size:.95rem}
nav.menu a:hover{color:#d9a93f;text-decoration:none}

.hero{background:linear-gradient(180deg,var(--navy) 0%,#1d3450 100%);color:#eef0f2;padding:84px 0 92px;border-bottom:4px solid var(--gold)}
.hero h1{color:#fff;font-size:2.6rem;max-width:720px;margin-bottom:18px}
.hero p{max-width:640px;font-size:1.15rem;color:#cfd6dd;margin-bottom:30px}
.btn{display:inline-block;background:var(--gold);color:#fff;padding:13px 30px;border-radius:4px;font-family:'Helvetica Neue',Arial,sans-serif;font-weight:600;letter-spacing:.02em}
.btn:hover{background:#9a7426;text-decoration:none}
.btn.ghost{background:transparent;border:1px solid #6a7889;margin-left:12px}
.btn.ghost:hover{border-color:#d9a93f;color:#d9a93f}

section{padding:66px 0}
section.alt{background:var(--bg-alt);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.kicker{font-family:'Helvetica Neue',Arial,sans-serif;text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;color:var(--gold);font-weight:700;margin-bottom:10px}
section h2{font-size:1.9rem;margin-bottom:16px}
.lead{max-width:760px;color:var(--muted);margin-bottom:34px}

.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:6px;padding:28px 26px}
.card h3{font-size:1.15rem;margin-bottom:10px}
.card p{color:var(--muted);font-size:.98rem}

.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
@media(max-width:760px){.split{grid-template-columns:1fr}.hero h1{font-size:2rem}}
ul.checks{list-style:none;margin-top:8px}
ul.checks li{padding-left:28px;position:relative;margin-bottom:12px;color:var(--ink)}
ul.checks li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}

.info-block{background:var(--gold-soft);border:1px solid #e6d9b8;border-radius:6px;padding:26px 28px;font-size:.98rem}
.info-block strong{color:var(--navy)}

.svc h3{margin:34px 0 10px;font-size:1.3rem}
.svc p{max-width:780px;color:var(--ink)}
.svc .sub{color:var(--muted);font-size:.95rem}

footer{background:var(--navy);color:#b9c2cc;padding:46px 0 36px;margin-top:20px;font-size:.92rem}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px;margin-bottom:26px}
@media(max-width:700px){footer .cols{grid-template-columns:1fr}}
footer h4{color:#fff;font-family:'Helvetica Neue',Arial,sans-serif;font-size:1rem;margin-bottom:12px}
footer a{color:#d9a93f}
footer .legal{border-top:1px solid #2c405c;padding-top:18px;font-size:.85rem;color:#8b97a5}
.page-title{background:var(--bg-alt);border-bottom:1px solid var(--line);padding:52px 0 46px}
.page-title h1{font-size:2.1rem}
.contact-table td{padding:6px 18px 6px 0;vertical-align:top}